Terms & Conditions

01 Our Services

Black Wall Street Nevada provides resources and programs intended to support cooperative ownership, entrepreneurship, financial education, community investment, business development, and economic empowerment.

Our Services may include:

• Membership and community programs;
• Cooperative development and technical assistance;
• Educational programs and workshops;
• Business resources;
• Events and community initiatives;
• Donation opportunities; and
• Information and access to lending or financing resources.

Services may be subject to additional eligibility requirements or separate agreements.

02 Membership

Membership may provide access to certain community resources, educational programs, voting rights, events, funding resources, or other benefits as described at the time of enrollment.

Membership does not guarantee financing, funding, investment returns, business success, or acceptance into any particular program.

We reserve the right to modify membership benefits or requirements where reasonably necessary.

03 Financing and Lending Disclaimer

Our website may display information regarding business, real-estate, or other financing opportunities.

Information concerning financing is provided for general informational purposes and does not constitute a guarantee, commitment to lend, approval for credit, or offer of financing.

Actual financing is subject to applicable eligibility requirements, underwriting, documentation, fees, rates, collateral requirements, and approval.

Where a third-party lender or financial institution provides financing, that provider is responsible for its own underwriting, approval, terms, and servicing.

Any executed loan agreement, promissory note, disclosure, or other financing document will control over general information appearing on this website.

04 Educational Information

Information provided through our website, events, workshops, and educational programs is for general informational and educational purposes only.

Nothing provided through the Services constitutes legal, tax, accounting, investment, or individualized financial advice. You should consult an appropriately qualified professional before making significant financial, legal, or business decisions.

05 Donations and Payments

If you make a donation, membership payment, event payment, or other payment through our website, you authorize the applicable payment provider to process the transaction.

Payments may be processed by third-party providers subject to their own terms and policies.

We reserve the right to reject or refund a transaction when reasonably necessary to prevent fraud, comply with law, or correct an error.

06 Acceptable Use

You agree to use the Services lawfully and responsibly.

You may not:

• Provide false or misleading information;
• Impersonate another person or organization;
• Attempt unauthorized access to our systems or accounts;
• Introduce malicious software or interfere with website security;
• Use the Services for fraud or unlawful activity;
• Copy or exploit our content without authorization; or
• Use the Services in a manner that could harm Black Wall Street Nevada or another user.

07 Intellectual Property

Unless otherwise stated, the website, name, logos, graphics, text, photographs, videos, designs, and other content are owned by or licensed to Black Wall Street Nevada.

You may view and use website content for lawful personal or business purposes. You may not reproduce, modify, distribute, sell, or commercially exploit our content without our prior written permission.

08 Third-Party Services

Our website may contain links to third-party websites, lenders, financial institutions, payment processors, applications, or other services.

We do not control and are not responsible for the content, security, availability, privacy practices, or terms of third-party services.

Your use of a third-party service is subject to that provider's applicable terms and policies.

09 Disclaimer

The Services are provided on an "as is" and "as available" basis.

We make no guarantee that the website or its information will always be complete, accurate, current, uninterrupted, or error-free.

To the fullest extent permitted by law, Black Wall Street Nevada disclaims warranties not expressly stated in these Terms.

10 Limitation of Liability

To the fullest extent permitted by law, Black Wall Street Nevada and its officers, directors, employees, contractors, agents, and service providers will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use the Services.

Nothing in these Terms excludes liability that cannot legally be excluded or limited.

11 Privacy

Your use of the Services is also subject to our Privacy Policy, which explains how we collect, use, protect, and disclose personal information.

12 Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted on this website with a revised "Last Updated" date.

Your continued use of the Services after an update constitutes acceptance of the revised Terms, to the extent permitted by law.

13 Governing Law

These Terms are governed by the laws of the State of Nevada, without regard to conflict-of-law principles.

Any dispute arising from these Terms or the Services shall be subject to the applicable state or federal courts located in Nevada, unless applicable law requires otherwise.

14 Electronic Communications

You consent to receiving notices and communications electronically where permitted by law. Electronic records and signatures may be used in connection with our Services where legally permitted.