Loan program

Credit Impaired or No DSCR

30-year No-DSCR No-Credit-Min term loans.

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30-year term
No DSCR
No min credit
Quick facts
  • 30-year term
  • No DSCR
  • No min credit
  • 599 and below: up to 50% LTV

Overview

A long-term solution for borrowers whose properties don’t cash flow on paper or whose credit doesn’t fit conventional boxes. We tier the LTV based on credit profile.

Program highlights

  • 599 and below: up to 50% LTV
  • 600-649: up to 65% LTV
  • 650 and above: up to 75% LTV
  • Eligible: 1-4 unit, mixed-use & commercial
  • 30-year amortization

Who this is for

Borrowers with credit challenges or properties that don't qualify for traditional DSCR or conventional debt.