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BWS Commercial Loan Application

Financing Request
Property Information
Applicant Information
Employment Information
Real Estate Owned
Agreement
Government Monitoring
Supporting Documents

Section 1 – Financing Request

Requested Loan Amount

Property Value

Purpose of Loan

Type of Loan

Section 2 – Property Information

Subject Property Street Address

City

State

ZIP Code

# of Units

Property Type

Will title be held in an entity?

Yes

Entity Name

Verifiable Assets (checking/savings/401k/etc)

Year Acquired

Cost

Purchase Price

Fix/Flip or Renovation?

Yes

ARV

Improvements Made or To Be Made

Most Recent Listing Date

List Price

Improvement Amount

Does Applicant intend to live in the property more than 14 days/year?

Yes

Does Co-Applicant intend to live in the property more than 14 days/year?

Yes

Section 3 – Applicant Information

First Name

Last Name

SSN

Phone

Date of Birth

Marital Status

Estimated Mid FICO Score

Residency Status

Primary Residence (Street, City, State, Zip)

Do you Own or Rent?

Number of Years at Primary Residence

Is there a Co-Applicant?

Yes

Co-Applicant First Name

Co-Applicant Last Name

Co-Applicant SSN

Co-Applicant Phone

Co-Applicant Email

Co-Applicant Date of Birth

Co-Applicant Marital Status

Co-Applicant Estimated Mid FICO Score

Co-Applicant Residency Status

Co-Applicant Primary Residence (Street, City, State, Zip)

Does the Co-Applicant Own or Rent?

Number of Years at Primary Residence (Co-Applicant)

Section 4 – Employment Information

Applicant Self-Employed

Yes

Applicant Employer Name

Applicant Employer Address

Applicant Employer Phone

Applicant Position/Title/Type of Work

Applicant Years on Job

Applicant Monthly Income

Co-Applicant Self-Employed

Yes

Co-Applicant Employer Name

Co-Applicant Employer Address

Co-Applicant Employer Phone

Co-Applicant Position/Title/Type of Work

Co-Applicant Years on Job

Co-Applicant Monthly Income

Section 5 – Real Estate Owned

Enter up to 7 properties. Additional detail can go in the notes fields on earlier steps if needed.

Property 1

Property 1 Address

Property 1 Type

Property 1 Current Value

Property 1 Existing Mortgage

Property 2

Property 2 Address

Property 2 Type

Property 2 Current Value

Property 2 Existing Mortgage

Property 3

Property 3 Address

Property 3 Type

Property 3 Current Value

Property 3 Existing Mortgage

Property 4

Property 4 Address

Property 4 Type

Property 4 Current Value

Property 4 Existing Mortgage

Property 5

Property 5 Address

Property 5 Type

Property 5 Current Value

Property 5 Existing Mortgage

Property 6

Property 6 Address

Property 6 Type

Property 6 Current Value

Property 6 Existing Mortgage

Property 7

Property 7 Address

Property 7 Type

Property 7 Current Value

Property 7 Existing Mortgage

Section 6 – Agreement & Acknowledgment

Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the "Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in this application are made for the purpose of obtaining a business purpose mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.

Applicant Signature

Applicant Signature Date

Co-Applicant Signature

Co-Applicant Signature Date

Acknowledgement: Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.

I have read and agree

Section 7 – Government Monitoring

The following information is requested by the Federal Government for certain types of loans related to a dwelling. You are not required to furnish this information.

Applicant chooses not to furnish ethnicity, race, and sex

Yes

Applicant Ethnicity

Applicant Race

Applicant Sex

Co-Applicant chooses not to furnish ethnicity, race, and sex

Yes

Co-Applicant Ethnicity

Co-Applicant Race

Co-Applicant Sex

I certify the information provided in this application is true and correct to the best of my knowledge.

I agree

SMS authorization

By checking this box you authorize us to send you text messages about your inquiry. Message frequency may vary. Message/data rates apply. Reply STOP to opt-out. Reply HELP for assistance. See our Privacy Policy for details.

You authorize follow-up contact (phone, email, or SMS) related to your loan inquiry. Applicants are subject to credit and underwriting approval. Messaging/data rates may apply where SMS is used.

Section 8 – Supporting documents

Upload optional supporting files. You can also save progress and return later (Fluent Forms Pro).

Supporting files

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