Privacy Policy

01 Information We Collect

Depending on how you interact with us, we may collect:

• Name and contact information;
• Email address and telephone number;
• Mailing address;
• Membership and registration information;
• Business or organization information;
• Information submitted through applications or forms;
• Payment or donation information;
• Information provided when you contact us;
• Event and program participation information; and
• Technical information such as IP address, browser, device, pages visited, and website activity.

If you apply for financing or another program, we may collect additional information reasonably necessary to evaluate and administer your application.

02 How We Use Information

We may use personal information to:

• Provide and administer our Services;
• Process memberships, applications, donations, and payments;
• Communicate with you;
• Register you for events and programs;
• Provide educational or business resources;
• Evaluate program or financing eligibility;
• Improve our website and Services;
• Maintain website and account security;
• Prevent fraud or unauthorized activity;
• Comply with legal obligations; and
• Carry out other purposes disclosed when information is collected.

03 Cookies and Website Technologies

Our website may use cookies, analytics tools, pixels, and similar technologies to operate the website, understand visitor activity, improve performance, and maintain security.

You may be able to control cookies through your browser or device settings. Disabling certain cookies may affect website functionality.

04 How We Share Information

We may share personal information when reasonably necessary with:

• Service providers that operate our website, software, communications, payment processing, or other business functions;
• Lenders or financial-service providers when you request financing or related services;
• Professional advisers such as attorneys, accountants, or consultants;
• Government or regulatory authorities when required by law;
• Parties involved in a business transaction, such as a merger or asset sale; and
• Other parties when you authorize or direct us to do so.

We do not sell personal information for monetary consideration as part of our ordinary business operations.

05 Payments

Payments and donations may be processed by third-party payment providers.

We may receive transaction information necessary to confirm and administer your payment, but payment providers may separately collect and process payment-card or financial information under their own privacy policies.

06 Financing and Financial Information

If you submit information in connection with a financing or lending inquiry, we may share that information with applicable lenders, financial institutions, or service providers involved in evaluating or facilitating your request.

Certain financial information may be subject to additional federal or state privacy requirements and separate privacy notices.

07 Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

However, no website or electronic storage system can be guaranteed to be completely secure.

08 Data Retention

We retain personal information only for as long as reasonably necessary for business, contractual, legal, accounting, security, and regulatory purposes.

When information is no longer reasonably necessary, we may securely delete, destroy, anonymize, or de-identify it, subject to applicable legal requirements.

09 Your Privacy Rights

Depending on applicable law, you may have rights concerning your personal information, including the right to request access, correction, deletion, or information regarding how your information is used.

To submit a privacy request, contact us at info@blackwallstreet-nv.org.

We may need to verify your identity before completing certain requests. We will process qualifying requests in accordance with applicable law.

10 Marketing Communications

We may send information about events, programs, membership opportunities, educational resources, and other activities.

You may unsubscribe from promotional emails by using the unsubscribe link included in the communication.

We may continue to send necessary transactional, administrative, security, or service-related communications.

11 Children's Privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information online from children under 13 without legally required authorization.

12 Third-Party Websites

Our website may link to third-party websites and services. We are not responsible for the privacy practices or content of those third parties.

We encourage you to review their privacy policies before providing personal information.

13 Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The revised version will be posted on this website with a new "Last Updated" date.